1. Acceptance of Terms
By accessing and using Score Nerds, you acknowledge and agree to be bound by these Terms of Service and our Privacy Policy.
2. Service Description
Score Nerds Score Nerds provides informational financial content to support credit decisions. The service includes:
- Expert credit score guides and educational content.
- Financial product comparisons and recommendations.
- Credit improvement strategies and actionable guidance.
- General financial education and updates.
3. User Accounts and Security
To access premium features, you must create an account. You agree to:
- Provide accurate registration information
- Maintain password confidentiality
- Not share account access
- Notify us of any security breaches
4. Advice and Recommendations
Important financial disclaimer:
- Score Nerds provides educational content, not financial advice. Consult a licensed financial advisor for personalized recommendations.
- Credit score information may vary by scoring model, bureau, and lender.
- Financial product terms, rates, and availability can change without notice.
- Final financial decisions remain your responsibility.
5. User Responsibilities
When using Score Nerds, you agree to:
- Verify financial product terms with the issuer before applying.
- Understand that credit applications may affect your credit score.
- Review all terms and conditions before accepting financial products.
- Consult a financial advisor for significant financial decisions.
6. Intellectual Property
All content, including guides, features, and interfaces, is owned by Score Nerds and protected by intellectual property laws. Users may:
- Use our advice for personal planning
- Share tips with friends and family
- Not redistribute or commercialize our content
7. Limitation of Liability
Score Nerds is not liable for:
- Changes in credit scoring models or lender criteria.
- Third-party financial product terms outside our control.
- Losses related to financial decisions made using educational content.
- Service interruptions caused by external systems.
8. Changes to Service
Score Nerds reserves the right to modify, suspend, or discontinue any part of the service with or without notice. We will strive to communicate significant changes to our users.
9. Contact Information
For questions about these Terms of Service, please contact us at contact@scorenerds.com.
